Pay Bill Digi

| Feature | Digi App | Bank App (JomPAY) | Shopee/Lazada | |---------|----------|------------------|---------------| | | Instant | 1–2 days | Fee varies | | Prepaid reload | Instant | Not available | Instant (but marked up) | | See detailed bill | Yes | No (only amount) | No | | Payment failure rate | Very low | Moderate (wrong ref number) | Low but slower |